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Why do international students need health insurance?
Studying abroad offers exciting opportunities, but it’s crucial not to overlook your health and well-being. As an international student far from home, prioritizing health insurance is essential for your security throughout your study journey. Without proper coverage, healthcare expenses can become overwhelming. Discover the healthcare options available for international students in different countries to ensure you make an informed decision.
Healthcare in Australia
In 1984, the Australian government introduced Medicare, a healthcare system aimed at providing affordable and quality medical care to all its citizens. Medicare is funded through taxes and offers coverage for various healthcare services, such as doctor visits, hospital care, and prescription medications.
As an international student studying in Australia, it is mandatory to have Overseas Student Health Cover (OSHC) throughout your stay. Additionally, there are other types of insurance that can be beneficial to you.
Healthcare in UK
The United Kingdom has the National Health Service (NHS), which is a healthcare system funded by the government. It provides a wide range of medical services, including doctor’s appointments and hospital treatments, to UK residents. It is important for international students to register with a General Practitioner (GP) as soon as they arrive in the UK.
For international students studying in the UK, private health insurance is not required for visa applications or enrollment purposes. However, if you prefer to receive treatment at private clinics or hospitals, you have the option to purchase private insurance coverage. The NHS covers most of your healthcare needs and is commonly used by British citizens and residents.
Healthcare in Canada
When studying in Canada as an international student, it is essential to have health insurance throughout your academic journey. While Canadian citizens and permanent residents have access to free healthcare, this privilege does not extend to international students.
The healthcare system in Canada differs from province to province. As an international student, it is important to understand the specific healthcare options available in the province where you plan to study.
Healthcare in USA
When studying in the United States as an international student, it’s important to consider health insurance. While it is not a legal requirement, universities often have their own policies regarding health insurance for international students. It is recommended to check with your university to determine if health insurance is mandatory.
There are insurance companies that offer specific health insurance plans for international students attending universities. If your university doesn’t provide health insurance, you can explore different plans and compare them to find the one that suits your needs and fits within your budget.
Healthcare in New Zealand
In New Zealand, healthcare is provided through both public and private sectors. The government supports the public healthcare system, making it affordable for most residents. Private medical facilities are also an option for those who want additional services or treatments.
International students, on the other hand, are not eligible for these benefits and need to purchase health insurance. However, they can take advantage of the Accident Compensation Corporation (ACC), which covers medical costs related to accidents.
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